5 Reliable Handguns Under $500

Well-made carry guns you can trust in a price range that most people can afford

There’s no shortage of affordable handguns on the market. But there’s a lot to consider when looking for a gun that you might need to rely on for self-defense. You don’t want a handgun you can’t trust to go bang every time you pull the trigger, or one that will wear out after only a few trips to the range. And while smaller guns chambered for rounds like the .380 ACP are popular for concealed carry, serious defensive handguns start with a +P capable .38 Special revolver or a 9mm semi-automatic. Here’s a look at five handguns that you can trust, and they all have a suggested retail price of less than $500. None will win a beauty contest or ever be listed on the list of best handguns ever made, but all five are dependable and fully capable of saving your life.

1. Springfield Armory XD3 Sub-Compact

Springfield Armory XD3 Sub-Compact
The Springfield Armory XD3 Sub-Compact has a lot of features for less than $350. Springfield Armory

Springfield’s Defend Your Legacy Series XD3 Sub Compact might be the least expensive handgun on this list, but do not make the mistake of thinking its price is a representation of its quality. Three-dot sights, an accessory rail, a hammer-forged barrel, and a dual-spring full-length guide rod, are standard features. So is the 13-round magazine, which gives this pistol the highest capacity of any on this list. A 16-round extended magazine is also an option. Aggressive texturing on the front and rear of the grip helps you hold onto this 26-ounce pistol, and the slide and the three-inch barrel both have a protective Melonite finish. If you prefer a larger pistol, a version with a four-inch barrel and standard 16-round magazine retails for the same price. $339; springfield-armory.com

2. Ruger Security-9

Ruger Security-9.
Just about anyone can afford the Ruger Security-9. Ruger

Ruger’s 21.9-ounce Security-9 Compact has deep grasping grooves at the front and rear of the through-hardened blued-steel alloy slide to aid with manipulation. The high-performance glass-filled nylon frame helps keep weight down and houses a 10-round magazine. The pistol has the same Secure Action used in Ruger’s LCP II, and with its internal hammer, racking the slide is much easier than many striker-fired pistols of the same size. The trigger is also very smooth with a very positive reset. The pistol has a trigger safety and a manual thumb safety, and it’s also very easy to field-strip without tools or the need to pull the trigger. Given its sub-$400 price tag, you might think this is a cheap handgun. The Security-9 Compact is inexpensive, but in truth—thanks to Ruger’s excellent engineers—this a lot of gun for the money. $379; ruger.com

Read Next: The Beginner’s Guide to Concealed Carry

3. S&W M&P Bodyguard 38

Smith & Wesson MP Bodyguard
The M&P is ideal for those who prefer a wheel gun because of its ambidextrous controls and lightweight frame. Smith & Wesson

A good snub-nose revolver has always been a solid choice for self-defense. There are lots of used wheel-guns out there. But the problem is finding a new and dependable one for less than $500. No company has a better reputation for building revolvers than Smith & Wesson, and their M&P Bodyguard 38 is the best, most-affordable, snub-nose revolver you can buy for less than a half-grand. A combination of stainless steel, aluminum alloy, and polymer allows this 5-shot snubby to tip the scales at only 14.2-ounces, and it’s one of the few revolvers with an ambidextrous cylinder release. Another significant aspect of the M&P Bodyguard 38 is its ability to handle +P ammunition—standard pressure .38 Special ammo is rather anemic. There is also a version retailing for an additional $137 with an integrated Crimson Trace laser, and in reality, across the counter prices for this upgraded version are still less than five bills. $402; smith-wesson.com

4. Mossberg MC1sc

Mossberg MC1 Handgun
Mossberg isn’t only a shotgun and rifle company. Their MC1sc is getting a lot of attention for being affordable and easy to shoot. Mossberg

Few think of Mossberg as a manufacturer of defensive handguns. But they are definitely considered a source for reliable shotguns and rifles the working man can afford. However, Mossberg introduced a pistol last year called the MC1sc with a lot of features that appeal to those looking for an everyday carry gun. For starters, its light and compact. At only 6.25 inches long, it weighs just 22 ounces when loaded with seven rounds. It has a stainless-steel slide and barrel, a great trigger, and three-dot sights. It’s also very comfortable in most hands and the magazines are see-through polymer, which allows for a quick verification of ammo status. Those that have spent time with this pistol are enamored with how well it shoots. The two-tone version retails for $421, but there are several other versions available, including one with a flat dark earth finish for $533, and another with a factory-installed Viridian laser for only $514. mossberg.com

Read Next: Seven Serious Concealed-Carry Handguns

5. Smith & Wesson M&P 9 Shield EZ

Smith & Wesson M&P 9 Shield
If safety is your top concern, the M&P 9 Shield EZ has a manual thumb safety and one on the grip along with a loaded chamber indicator. Smith & Wesson

Compact semi-automatic handguns often have slides that are difficult to rack because of high recoil spring tension and low slide mass. This can leave shooters with limited grip strength to struggle with operation. Smith & Wesson addressed this on the M&P 9 Shield EZ by engineering a slight sledge at the rear of the slide. This pistol also features a grip safety and is available with a manual thumb safety, making it one of the safest compact semi-automatic handguns on the market. With its textured 18-degree grip that seems to fit any hand size comfortably and additional features like an accessory rail and loaded chamber indicator, the M&P 9 Shield EZ should be included on any list of reliable defensive handguns, no matter the price point. $479; smith-wesson.com